Online or Virtual Shopping helps a lot in saving your time on many levels including returns and refunds. Though there are so many safety measures being taken by the credit card companies and payment gateways, you still need to be more cautious with regard to your online shopping. Credit card payments are still preferable than others as you can ask the Bank for reversal of payment. Net Banking and Paypal services do not offer this option while purchasing products online.
If you are using particular online shopping service for the first time, it is always advisable to read terms and conditions carefully. You must also check if the browser security indicator lock is on. Verisign is the most commonly used and trusted temporary security certificate used in India. You should also check for SSL security of the site you are going to login for shopping. The URL address of the SSL secures site starts with and ‘https://’ instead of standard ‘http://’.
It would be very frustrating if you receive the goods ordered in a damaged condition. Some times you may also find that the models of the goods you opted and quality of products are not up to the promises made on the site. In such situations, you can recall the amount paid provided with submission of proper proofs to the concerned Bank. Unfortunately, this service is available with Credit Card payments only.
Always keep a check on websites to stay yourself away from being a victim of misuse of secure data. Do not submit your personal information to random sites that come across the web. Just ensure that the website you are using for online shopping is safe and connected with SSL security.